Benazir Kafalat Program Payments Update
The Benazir Kafalat Program is one of Pakistan’s most trusted social welfare initiatives, providing financial assistance to low-income women across the country. The second phase of payments for 2025 has officially started, bringing Rs. 13,500 quarterly to eligible women under the Benazir Income Support Programme . This phase ensures that millions of families continue to receive essential support for food, healthcare, and education.
In this article, we guide you through the latest updates, including the 2nd phase district list, withdrawal schedule, eligibility criteria, and how to check your payment.
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What is the Benazir Kafalat Program?
The Benazir Kafalat Program is a social welfare initiative designed to empower women and provide regular financial support to poor families. Launched under BISP, it focuses on:
- Women empowerment through financial inclusion.
- Providing income support to low-income households.
- Ensuring transparency via NADRA verification and SMS confirmation through 8171.
Each registered woman receives Rs. 13,500 every quarter, which helps families meet basic needs and improve their quality of life.
Benazir Kafalat Program Payments 2025 Update
The 2nd 2025 installment of BKP payments has begun, marking the second phase of disbursements. Payments are being made in collaboration with BISP payment centers and partner banks to ensure smooth distribution.
Key Highlights:
- Payment Amount: Rs. 13,500 per beneficiary
- Payment Mode: Biometric verification via NADRA
- Phase: Second phase for organized distribution
- Objective: Reduce overcrowding and prevent fraud
Nearly 80% of first-phase beneficiaries have already received their payments, and now women in the second phase districts can collect theirs without any hassle.
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2nd Phase District List 2025
The second phase of BKP covers more than 55 districts across Pakistan, including Sindh, Punjab, KPK, Balochistan, AJK, and Gilgit-Baltistan.
| Province/Region | Districts | Phase Status |
| Sindh | Sanghar, Nawabshah, Mirpur Khas, Tharparkar, Matiari, Umerkot | Active |
| Sindh | Karachi East, West, South, Korangi, Malir | Ongoing |
| Balochistan | Awaran, Lasbela, Khuzdar, Turbat, Gwadar | Active |
| KPK | Peshawar, Charsadda, Nowshera, Swabi, Bajaur, Kohat | Active |
| Punjab | Faisalabad, Rajanpur, Pakpattan, Muzaffargarh, Vehari | Active |
| AJK & GB | Bagh, Poonch, Diamer, Khurmang, Ganche | Ongoing |
Women in these districts are advised to follow the payment schedule to avoid missing their installment.
Who is Eligible for Payments?
Only verified BISP Kafalat beneficiaries who meet the updated criteria will receive their payments.
Eligibility Requirements:
- Must be a registered woman under BKP.
- Have a valid CNIC verified by NADRA.
- Receive a confirmation SMS from 8171.
- Reside in an active 2nd phase district.
- Not employed in any government organization.
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If you meet all criteria but haven’t received your payment yet, don’t worry it will be processed according to the withdrawal schedule.
How to Check Your Benazir Kafalat Payment
Beneficiaries can check the status of their payment using multiple methods:
- SMS: Send your 13-digit CNIC to 8171.
- Online: Visit BISP official website.
- Helpline: Call 0800-26477 for payment inquiries.
- BISP Office: Visit your nearest Tehsil Office with your CNIC.
Once confirmed, you will receive a message from 8171 with instructions for withdrawal.
How to Withdraw Benazir Kafalat Payment
After receiving your SMS confirmation, follow these steps:
- Bring Your CNIC and SMS Confirmation to the nearest BISP payment center.
- Biometric Verification at the counter.
- Receive Payment Slip after verification.
- Collect Rs. 13,500 in cash.
- Keep Receipt Safe for your records.
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Tips for Safe Withdrawal:
- Collect only from authorized BISP centers.
- Avoid middlemen or agents.
- Do not pay any service fees.
- Visit early to avoid long queues.
- Ensure your registered mobile number is active for SMS alerts.
Withdrawal Schedule Phase 2, 2025
| Province | Districts Covered | Expected Payment Dates |
| Sindh | Karachi, Tharparkar, Sanghar | 15–22 October 2025 |
| Punjab | Faisalabad, Muzaffargarh, Vehari | 18–25 October 2025 |
| KPK | Peshawar, Swabi, Kohat | 20–27 October 2025 |
| Balochistan | Gwadar, Khuzdar, Awaran | 22–29 October 2025 |
| AJK/GB | Diamer, Bagh, Khurmang | 24–30 October 2025 |
Beneficiaries should visit centers according to their SMS schedule to avoid overcrowding.
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Common Issues and Solutions
| Problem | Solution |
| No SMS received | Wait for the next phase or visit the BISP office. |
| Biometric error | Visit nearest BISP Tehsil Office for manual verification. |
| Payment deduction | Report to BISP helpline immediately. |
| Expired CNIC | Renew via NADRA and update record. |
| Unverified record | Send CNIC to 8171 again or visit BISP office. |
Always use official channels and avoid fake messages or agents.
Impact of the Benazir Kafalat Program
The Benazir Kafalat Program is more than just financial aid. It empowers women and strengthens families by:
- Helping mothers manage household expenses.
- Supporting children’s education.
- Providing access to basic healthcare.
- Promoting economic confidence among rural women.
Millions of households have improved their financial stability thanks to BKP.
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FAQs
When did the 2nd phase payments start?
Mid-October 2025, covering 55+ districts.
How much is given per beneficiary?
Rs. 13,500 per quarter.
How to check BISP payment via CNIC?
Send CNIC to 8171 or visit bisp.gov.pk.
What would I do if I didn’t receive an SMS?
Wait for the next phase or visit your nearest BISP office.
Can someone else collect my payment?
No. Payments are verified biometrically and must be collected by the registered woman.
Conclusion
The Benazir Kafalat Program Payments 2025 – 2nd Phase is a vital step towards empowering women and supporting low-income families in Pakistan. With payments now active across 55+ districts, eligible women should check their payment status and withdraw funds safely from authorized BISP centers. This initiative continues to provide dignity, stability, and opportunity to millions of Pakistani families.
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