CM Apni Chhat Apna Ghar scheme
CM Apni Chhat Apna Ghar scheme. The Punjab government’s “Apni Chhat, Apna Ghar” program has become a ray of hope for the homeless and low-income citizens of the province. The aim of this scheme is not only to provide housing, but also to enable a new beginning towards a dignified life. On September 14, 2025, a high-level meeting chaired by Punjab Chief Minister Maryam Nawaz Sharif reviewed the program in detail and set future goals.
Punjab Chief Minister has prioritized the timely delivery of the ‘Apni Chhat Apna Ghar’ scheme to provide affordable housing for low and middle-income families. He has urged all departments to expedite construction and ensure quality, aiming to improve living standards and promote homeownership across the province.
Program Overview
- Currently, loans have been disbursed for 51,911 houses.
- The total loan amount is around Rs. 60.5 – 65 billion, finally disbursed to deserving families through banks.
- 45,178 houses are under construction, and 6,160 houses have been completed.
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CM’s Points
- Program Progress:
The CM appreciated the target of providing shelter to the people and directed that further accelerate the pace of development works.
- KPI System:
The CM said that all decisions are being taken based on Key Performance Indicators to ensure transparency and public convenience.
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- Proof of Service:
He argued that when a poor person receives the key to a house, the state fulfills its moral responsibility; it is the end of traditional politics, the beginning of public service.
- Social Impact:
The CM said that this program is not just building houses, but is rebuilding the lives of the destitute—a large number of deserving people are being provided permanent housing.
- Leadership Vision:
She referred to the vision of PML-N leader Mian Nawaz Sharif and said that it aims to provide safe and stable housing to the low-income groups.
- Personal Commitment:
The Chief Minister reiterated her pledge that she would work day and night to ensure that no citizen of Punjab has to leave their homes.
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Future Steps
- The Chief Minister ordered the implementation of the following points for the future:
- Further acceleration of the construction pace
- Digital verification of applications
- Priority to women, orphans, and disabled people
- Expanding the scope of the scheme in every district
Conclusion
The “Apni Chhat, Apna Ghar” scheme is not only a government project, but it is a new concept of social welfare. Through this, the Punjab government has proven that if the intention is clear and the vision is clear, public service can become not just a slogan but a reality.
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